This privacy statement covers the sites ClarkCapitalGroup.com, HardMoneyCentral.com, and MrHardMoney.com. Because we demonstrate our commitment to our users’ privacy, we have disclosed our information practices within.
Information Collection and Use:
HardMoneyCentral.com, and MrHardMoney.com are owned by Clark Capital Group, LLC, who is the sole owner of the information collected.
What we do with the information we collect:
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone. Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.
We request information from the user on all our order forms. A user must provide contact information (such as name, email, phone number and shipping address) and financial information (such as credit card or check number, expiration date, etc.). This information is used for billing purposes and to fill customer’s orders. If we have trouble processing an order, this information is used to contact the user. We will never sell your information.
Like most standard Web site servers, we may use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement taken together, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
A cookie is a piece of data stored on the user’s computer tied to information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site.
Communications from the Site:
Clark Capital Group, LLC will send all new subscribes a welcoming email immediately following newsletter registration. Established subscribes will occasionally receive information on products, services, special deals and/or how to articles from various sources. Out of respect for the privacy of our users we will present the option to not receive these types of communications. Please see the Opt-out section below.
Users who no longer wish to receive our promotional communications may opt-out of receiving these communications via the opt-out links at the end of each promotional communication.
Correcting Your Contact Information:
Upon request, we offer visitors the ability to have inaccuracies corrected in their contact information. Customers can have this information corrected by use of the update link at the end of promotional emails or sending an email, or by writing to us at the physical address below.
We communicate with users on a regular basis to provide requested services and regarding issues relating to their account. We may reply via email or phone.
Customers may email our Customer Support at: Kevin@ClarkCapitalGroup.com
Our mailing address is:
Clark Capital Group, LLC
48 Bi-State Plaza
Old Tappan, New Jersey 97675
Sharing Legal Disclaimer:
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web sites.
Chat Rooms, Message Boards, and Public Forums:
Please keep in mind that whenever you voluntarily disclose personal information online – for example on message boards, through e-mail, or in chat areas – that information can be collected and used by others. In short, by posting personal information online that is publicly accessible, you may receive unsolicited messages from other parties in return.
HardMoneyCentral.com may contains links to other sites. Please be aware that Clark Capital Group, LLC; HardMoneyCentral.com, and MrHardMoney.com and its employees and/or representatives are not responsible for the privacy practices or any other activity of any other sites. We encourage our users to be aware when they leave our site to read the privacy statements of each web site that collects personally identifiable information. This privacy statement applies solely to information collected by Clark Capital Group, LLC may contain links to other sites.
Clark Capital Group, LLC take every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line. When our order form asks users to enter sensitive information (such as credit card number), that information is encrypted and is protected with the best encryption software in the industry – SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing’.
While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All our users’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, a billing clerk or a customer service representative) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. Every month, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our users’ information is protected. Finally, the servers that store personally identifiable information are in a secure environment, in a locked facility.
Correcting/Updating/Deleting/Deactivating Personal Information:
If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done via our contact information above.
Testimonials and Student Claims:
All testimonials or endorsements posted on Clark Capital Group, LLC are given to us with the permission of the student listed within the testimonial. We have removed specific contact information from within each testimonial only to protect the privacy of the student. Claims are not personally verified by Clark Capital Group, LLC
Notification of Changes:
If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users by posting a notice on our Web site.