Monthly Newsletter June 2015

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Monthly e-Newsletter

June  2015


Hi, Kevin S. Clark here...thanks for being on my email list.

Before we begin, if you do NOT want to be on my list or feel you were mistakenly added, REMOVE YOURSELF  by clicking 
“Unsubscribe here” or by using the "opt out" link at the top or bottom of this page. 

How do we know each other? For 25+ years I've been in the Hard Money space for real estate investors and the business financing industry.

We have met somewhere over the years. Maybe at mortgage convention, business trade shows or one of the many business networking groups that I attend.

HELLO to my new friends I met at this month's events!!!

For over two decades I've helped fund many RE Professional's deals. Many from the following groups:

Real Estate Investor's from Stacey Andreola REI event at Pier 115 bar & grill in Edgewater, Kyle Jasey's Flippers & Funders, Chris Goodson's NJREIA,  Hugh Zaretsky's Renatus Team,  Aaron Fragnito's Peoples Capital Group, Jon Steingraber's NJRESN, Glen Gallucci, Nick Tang, Joe Lawrence, Robert Allen REI Training, Carleton Sheets,Trump University,  Certified Cash Flow Consultants (CCFC's), and other REI Groups.  

I’ve done deals with/for:

Mortgage Bankers/Brokers, Real Estate Agents (I’m a NJ Real Estate Agent myself), Entrepreneurs, Members of the Hard Money Network on LinkedIn  and other Internet social networking groups.

Or, we may have met at: groups in New Jersey and New York, Ted Fattoross's Networking Events, "Howard Chernin's Business Networking Group" and other business networking.

In this monthly e-newsletter, I provide information about the Commercial "Hard Money" lending niche of the mortgage business, business funding products and topics and opportunities. 

My specialty is "commercial hard money" for professional real estate investors who focus on "Fix and Flip" residential or commercial properties. (I do not fund Owner Occupied Single Family Residential)

We also offer conventional commercial mortgage financing (Small Business Administration-SBA) and business funding. You will read about these financing programs below.

This e-newsletter is mainly for commercial mortgage professionals, RE Investors and business funding consultants.

As a professional, knowledge and information of how to get funding for your client's business need is more important than ever. If you're looking to expand or add on other products to your current business, I'm sure you'll find this e-newsletter useful and informative. 

This month's e-newsletter is ready. So, let's get started………


Is your personal credit score important when obtaining a RE investor loan? 

Your personal credit is important in everything you do financially, personally or business, even when you are applying for a hard money loan for RE investing. Be sure to have your score as high as possible.

Check your credit regularly to make sure it’s accurate. As it pertains to a HM Loan for RE investing it should be noted that most HM lenders would like you to have a good FICO score but even if you do not it does not mean they will not fund you.

However, if you are going to buy, fix and refi (as opposed to flip) than your credit better be good. If you would like to about how to get you FICO score as high as possible just shoot me an email and I will let you know. 


Attention RE Investors: Need funding for your next "buy, fix and flip"?

We are assoictaed with a private, direct, source of funds with millions of $$’s to fund real estate investors. (No Owner Occupied Residential)

who specialized in “Buy, fix and flip’s” of residential and small commercial real estate.

Here is just a few of the highlights of the company:

  • Funding areas: NJ / NY/ Eastern PA / CT/ MA / RI / Northern VA/Wash DC/Maryland
  • Loans from $75,000 to $1 million
  • These are RE Investor loans, no owner occupied.
  • Fast, 5 day closings possible
  • POF letter available
  • 1 year loan, no prepayment penalty
  • Broker protected

Contact me directly to discuss your next deal; 201-723-0550

Email me:

Visit our website for a complete overview of our program:

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Why Are Numbers the Shape They Are?

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Attention Mortgage company owners:

As we all know too well financial regulation has dramatically driven up the need for reserve capital for all financial companies. This has lead to very costly capital raises and the need to accept partners who may bring capital, but little else. 

Need money for your company? We are partnering with a merchant banking company who has developed a preferred equity investment program that can greatly increase the net earnings of financial company owners and executives by bringing cost of capital under control. Capital is available for growth, acquisition and partner buy-outs. 

If you'd like a completely confidential call with one of their managing partners call me right now: 201-723-0550 or email me so I can arrange a conference call to discuss:


Alternative funding program for REI's and Small Businesses

(this is not a lien or mortgage)!!

We have funded 86 clients with this program since 2012!!

This has become one of the fastest growing business finance programs!!  It keeps getting better for our business clients!

Need Funds for your business? Fast funds up to $200K. It’s not a mortgage or lien on the property. It's not factoring or merchant credit card advances. It’s a signature loan based on personal &  corporate credit.

It’s a very simple process, just fill out the form 

Provide your contact info; our underwriter, Kelly or Jeff, will get back to you within 24 hours to discuss the program and explain the details.

Here's what one of our clients said about this program: 

Hi Kevin, THANKS a million for referring me to this program. They are making available to me $20K at good terms for my business venture.

Truly incredible and more people should be made aware of this program since the SBA & bank commercial loans-Forget about it!

Sure am glad I got to know you or I would never know about this access to critical financing that will make my dream come true. Thanks again!

 D.D., NJ

Attention: You too can be a Business Funding Agent for this program, read on;

Simply sign up as an agent yourself. This is a great way to help businesses that need cash as we help restore American one business loan at a time.

Go to:  (122 agents have joined me on this program since 2012!)

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22 Colorful and Beautiful Places on Earth:

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Commercial Hard-Money for Deals:

Hard Money Funding sources are returning to the market. I have new sources of funding available now for commercial properties and businesses that do not qualify 

We arrange funding from $250k up to $50 million for non-conforming commercial real estate loans nationwide. Funding is available internationally as well. LTV’s are right around 40% to 50% 
for non-cash-flowing properties. We may be able to offer up to 65% if the property is cash-flowing. Gone are the 100% LTV deals. Don’t even ask!!

If you have a commercial loan request you would like us to review, email me and I will email my Commercail EXECUTIVE OVERVIEW form to you to fill 
out and return to me with deal info. 



Have Corporate Credit? Need it?

We have a lender that is offering a Single Business Line of Credit for up to $75,000. This is unsecured, no-doc, no tax returns, completely "Stated".

We have a few approvals so far ($25k and $50k). Your business needs to be at least 2 years old. Fill out our Questionnaire (takes less than 1 minute): 

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For over 15 years thousands of people became Certified Cash Flow Consultants (CCFC) by the American Cash Flow Association (ACFA) from Orlando, Florida. 

I was one of the instructors for the ACFA 

If you are a graduate join our new group on FB.

Its a new virtual venue for us to connect. Tell your fellow CCFC's!!

Go to FB, search for American Cash Flow Association  

You can "friend" me on FB as well here on my personal FB page.

Go to:


Join our Hard Money Network on LinkedIn, it’s the largest group for our hard money niche;

Go to:

At LinkedIn search for "Hard Money Network"

Join me:





I will be bringing you many more opportunities and information. If you have a product you’d like me to mention in my newsletter email me or call me to discuss.

You received this email as a result of a business / personal relationship with Kevin S Clark or through a common affiliation. If you’d like to see my bio,
go to:  or

While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials.

Suggestions or comments are welcomed.

Feel free to forward this email to friends and associates.


Kevin S Clark
48 Bi State Plaza, # 177
Old Tappan, NJ 07675




WE DO NOT FUND Owner Occupied 1 TO 6 FAMILY residences IN NEW JERSEY or any other State in the United States                     


Legal Disclaimer: Clark Capital Group, LLC is not a licensed securities dealer/broker, mortgage broker/banker, or attorney. This is neither a solicitation of investment nor an offer to sell and or buy securities.
Clark Capital Group, LLC does NOT offer legal or accounting advice. Clark Capital Group, LLC is a business consulting firm and an intermediary that provide business consultation for commercial client. We DO NOT
Fund residential mortgage loans.

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